Free Tool

How Much Loan Can You Actually Afford?

Most people borrow based on what the bank approves — not what they can comfortably repay. Find your safe borrowing zone before you commit.

⚡ Instant 📊 No sign-up 🔒 Private

calculate Your Numbers

$
$
36%
20%50%
6.5%
2%20%
20 years
1 yr30 yrs
$
Safe Monthly EMI
$0
Based on 36% debt-to-income ratio
Max Loan Amount
$0
At 6.5% over 20 years
Total Purchase Price
$0
Loan + deposit
Total Interest Cost
$0
Over full loan term
Total Repayment
$0
Monthly payment × months
Income Allocation
New EMI Existing Debts Remaining
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